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Incredible Cash Back Refinance Vs Home Equity Loan References. If you’re interested in borrowing against your home’s available equity, you have choices. • refinancing replaces your current mortgage with a new one while home equity loans involve a second payment in addition to your current mortgage.
I explore the pros & cons of each option. Ad when banks say no, our brokers say yes. Cash out refinancing is more complicated than a home equity loan the two loans work in different ways.
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